Aerial view of Richmond, Virginia in the fall.

When thinking about retirement destinations, states like Florida and Arizona often top the list. But there are some terrific Mid-Atlantic states to consider, as well. For example, have you considered Virginia? Need convincing? Read on for seven reasons to retire in Virginia.

1. Virginia Is Tax-Friendly for Retirees

An important part of your retirement decision will be taxes. They can sneak up on you quickly, and it’s a good idea to be prepared if you’ll be living on a fixed income. Fortunately, Virginia has some of the lowest overall tax rates in the nation, which makes it very attractive to retirees. 

In fact, Wallet Hub named Virginia as the number one place to retire in the US based on its affordability, quality of life, and healthcare.  

2. Virginia Has Communities for Every Income Level 

The average cost of living in Virginia is roughly 1% above the national average. While it’s only slightly higher than the national average, some cities have higher costs than others. For instance, though it’s a popular retirement city, Williamsburg has a cost of living that’s about average, but home prices are higher than the national average, and rent prices are slightly above average. You’ll find lower costs nearby if you consider retiring in Virginia Beach or Norfolk. 

If you’re interested in retiring in the Washington, D.C area, know that Northern Virginia, outside Washington, also tends to be expensive. That’s especially true in suburbs close to the nation’s capital such as Alexandria and Arlington. But you’ll find less expensive small cities farther from Washington (Fredericksburg and Woodbridge, for instance), in areas around Richmond and Roanoke, and in the lovely Shenandoah Valley

Beautiful view from a mountaintop in Shenandoah National Park.

3. Crime Rates Are Low in Virginia

Virginia is considered one of the nation’s safest cities, with the 13th lowest property crime rate and a violent crime rate that’s well below the national average. In fact, it has one of the lowest violent crime rates in the country at just 2.3%. Its burglary rate is 8%, which is almost half the national average of 14%.  

4. Virginia Blends City and Country Lifestyles

In Virginia, you’re never far from the city buzz or country leisure, and both experiences are an important part of living in the commonwealth. You can have a great time in the bustling city of Richmond and decide to take a day trip to the Blue Ridge Mountains, a gorgeous portion of the Appalachian Mountains in Virginia. 

5. Virginia Offers a Wealth of History

Virginia was founded in 1607 and was one of the original 13 United States colonies. This beautiful state is an undeniable part of U.S. history. Historic landmarks include the Jamestowne colony, Revolutionary Yorktown, Thomas Jefferson’s Monticello, and Civil War sites such as Appomattox Court House. History buffs won’t run out of places to visit and explore in Virginia. 

Horse and buggy in historic Williamsburg, Virginia.

6. Virginians Enjoy Countless Festivals

Virginia has all kinds of festivals year-round, making it easy to experience something new and exciting every week. The Shenandoah Apple Blossom Festival runs in April, with widely loved events that draw hundreds of thousands of people. July marks the annual Chincoteague Pony Swim, a nearly 100-year-old tradition that corresponds with a Fireman Carnival for some good old-fashioned fair fun. In September, head to Hampton for Bay Days, featuring fireworks, beer tasting, and a car show. 

7. Medical Care Is Easy to Access in Virginia

Despite Virginia’s smaller size, the state boasts 95 hospitals, making it a great place for continuing medical care. You’ll find geriatrics and gerontology centers in Blacksburg, Richmond, and Norfolk. If you’re a military retiree, the Department of Veterans Affairs has medical centers in Hampton, Richmond, and Salem. Statewide in Virginia, there are 83 primary care clinicians per 100,000 residents. 

Virginia is for lovers, and you’ll love retiring here! If you’re ready to find your place in the Old Dominion, visit After55.com to find senior housing in Virginia today.

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