Many don’t associate the South with “city living.” However, two of its biggest metros, Charlotte and Atlanta, are changing this perception. Both full of fruitful job opportunities, lively nightlife, and towering skyscrapers, Charlotte and Atlanta offer a taste of an urban lifestyle with subtle hints of Southern charm.
If Charlotte and Atlanta are on your radar, we understand why you might be torn between the two. That’s why we’re here to offer our insight into both southern metros, breaking down their culture, cost of living, and more. In this guide, we’ll break down the debate of Charlotte vs. Atlanta to help you decide which southern city is your next stop. Here’s a preview of what we’ll cover:
- Cost of living in Charlotte vs. Atlanta
- Charlotte lifestyle vs. Atlanta lifestyle
- Job and career opportunities in Charlotte vs. Atlanta
- Charlotte transportation vs. Atlanta transportation
- Culture and community in Charlotte vs. Atlanta
Cost of Living

Debating Charlotte vs. Atlanta means weighing one very important factor: cost of living. While both cities yield lower costs of living than the national average, Atlanta is slightly more affordable. The cost of living in Atlanta is 2.9% lower than that of Charlotte, making it the more budget-friendly option of the two. However, depending on your specific lifestyle and expenses, Charlotte might better suit your financial needs.
Here is a full cost of living comparison of Charlotte vs. Atlanta:
Average Living Costs (per month) |
Charlotte, NC |
Atlanta, GA |
Difference |
Rent |
$1,494 |
$1,614 |
+8% |
Home Sale Price (one-time purchase) |
$398,825 |
$428,946 |
+8% |
Utilities (energy + phone) |
$360 |
$356 |
-1.1% |
Groceries |
$663 |
$662 |
-0.2% |
Healthcare |
$135 |
$149 |
+10% |
Goods and Services |
$1,089 |
$973 |
-11% |
Transportation |
$348 |
$356 |
+2% |
For more information on cost comparisons between Atlanta and Charlotte, use our Cost of Living Calculator to determine exact estimates based on your specific income.
Lifestyle and Demographics

Next, let’s discuss lifestyle and demographics. Though you don’t have to stick to the status quo, living in a city where others share your interests and habits is often ideal. To help you gauge whether the Charlotte or Atlanta lifestyle is your fit, let’s take a look at what each city has to offer.
Living the Charlotte lifestyle
Charlotte residents often live by a “work hard, play hard” mentality. The city’s culture is deeply rooted in its economic opportunities, with Charlotte being the second-largest banking hub in the US. However, that’s not to say Charlotteans don’t have their fair share of fun. When they’re off the clock, you’ll find Charlotte residents being social, active, and taking advantage of all the fun opportunities the city has to offer.
Many Charlotte residents spend their free time exploring local attractions like the NASCAR Hall of Fame, grabbing refreshments in trendy areas like NoDa, or catching a sporting event at the nearby Bank of America Stadium. The city also has a thriving arts community, with multiple museums and galleries to peruse. The Mint Museum and Bechtler Museum of Modern Art are two standouts.
Living the Atlanta lifestyle
The Atlanta lifestyle revolves around diversity, whether it be food, people, or things to do. With millions residing in its metropolitan region, Atlanta is a melting pot for all different kinds of interests, cultures, and people. No matter where you’re from, what you do, or how you live your life, you’re bound to find a sense of community in Atlanta.
Because of its diversity, the Atlanta lifestyle isn’t confined to one box. You’ll find aspiring filmmakers or artists hanging out in coffee shops, techies working in startups, and athletes training for the next big game. Similar to Charlotte, Atlanta offers a healthy mix of work and play. However, its larger metropolitan population and diversity provide even more opportunities for networking and exploring different interests.
Job and Career Opportunities

Job opportunities are plentiful in big cities like Atlanta and Charlotte. However, certain industries, such as banking or entertainment, are more prominent in one city than the other (you can probably guess which is which). To discover whether Charlotte’s or Atlanta’s job market is aligned with your professional goals, let’s take a look at each city’s employment opportunities.
About the Charlotte job market
- Top employment sectors: banking, financial services, manufacturing, energy
- Notable companies headquartered in Charlotte: Bank of America, Duke Energy, Truist, Nucor, Lowe’s Home Improvement, Honeywell
Earlier, we mentioned that Charlotte is the second-largest banking hub in the US. This accolade affirms its reputation as one of the country’s best employment markets. As of April 2025, Charlotte’s unemployment rate is 3.5%, which is lower than the national average of 4.2%. While its thriving banking sector plays a key role in this economic success, Charlotte is also seeing significant growth in its tech, manufacturing, and energy industries. This dynamic economy continues to draw new businesses and career-focused professionals to the city, creating endless opportunities for growth and innovation.
About the Atlanta job market
- Top employment sectors: aerospace, life sciences and healthcare, supply chain and advanced manufacturing, technology
- Notable companies headquartered in Atlanta: Delta Airlines, Home Depot, Coca-Cola, Cox Enterprises, Piedmont Healthcare, Emory University/Emory Healthcare
Much like its culture, Atlanta’s job market epitomizes diversity. Here, you’ll find people from all different industries, whether it be aerospace, healthcare, education, or even media and film production. No matter what your career path, it’s easy to plant your professional roots in Atlanta. As of April 2025, Atlanta boasts an impressive 3.5% unemployment rate, meaning that there are plenty of job opportunities for those looking to advance their careers.
Transportation and Accessibility

Next up is transportation. Depending on your preferred method of transportation, one city might be a better fit than the other. Do you like to walk everywhere? Or do you prefer taking public transit? If neither of those options is accessible, are you okay with being car-dependent? Below, we’ll help you assess your transportation needs by breaking down Charlotte and Atlanta’s accessibility and public transit options.
Getting around Charlotte
Charlotte WalkScore® |
Charlotte TransitScore® |
Charlotte BikeScore® |
46 |
35 |
40 |
Because of its growing population, Charlotte can experience a lot of traffic and congestion. With limited walkability and bike-friendly infrastructure, most residents depend on cars for their daily commutes. However, the city does offer public transportation options, including the LYNX light rail. This system connects key neighborhoods and business districts while also providing convenient access to Charlotte Douglas International Airport, a hub for both domestic and international travel.
Getting around Atlanta
Atlanta WalkScore® |
Atlanta TransitScore® |
Atlanta BikeScore® |
60 |
37 |
45 |
Atlanta is also notorious for its bad traffic and long commutes. However, the city’s stronger walkability and public transit can make the congestion a bit more manageable. Atlantans can take the MARTA rail to different areas of the city or opt for the MARTA bus, which is the more accessible option. Like Charlotte, the city is very car-dependent. However, certain areas, particularly metropolitan ones like Midtown or Virginia Highland, are quite walkable. Atlanta is also home to the Hartsfield-Jackson Atlanta Airport, one of the busiest airports in the country.
Culture and Community

Last but not least, it’s time to talk about culture. Both Charlotte and Atlanta offer diverse cultural offerings and appeal to people of all different backgrounds and interests. Whether you’re a foodie, a sports fan, an art enthusiast, or all of the above, you’ll find something to love in either of these southern metros.
Charlotte culture and community
Charlotte is a city defined by ambition and hustle, but when it’s time to unwind, its residents know how to make the most of everything the city has to offer. From thrilling entertainment to unique local gems, there’s something for everyone here. Car enthusiasts and sports fans flock to the NASCAR Hall of Fame or cheer on their favorite teams at Truist Field. Meanwhile, foodies and shoppers indulge at Optimist Hall, a beautifully repurposed textile mill brimming with diverse eateries and boutique shops. The city’s diverse offerings affirm its widespread appeal among locals and visitors alike.
Atlanta culture and community
Atlanta’s diversity is woven into its culture, community, and attractions, making it a city with something for everyone. Its culinary scene is a true reflection of this richness, blending traditional Southern comfort food with global cuisines served in both trendy hotspots and beloved local eateries. Iconic landmarks like the Georgia Aquarium and Martin Luther King Jr. National Historical Park showcase its rich history, while green spaces like Piedmont Park and the Atlanta Beltline offer outdoor escapes. The city’s thriving arts scene, highlighted by the High Museum of Art and local galleries, celebrates creativity and cultural diversity.
Explore Apartments for Rent in the South on Apartments.com
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FAQs
Is Atlanta or Charlotte a better place to live?
It depends on your lifestyle and preferences. Atlanta offers a larger, more bustling urban experience with diverse cultural offerings, while Charlotte is known for its thriving economy and slightly more laid-back lifestyle. Both cities have their own unique charm and amenities.
Which city is bigger, Charlotte or Atlanta?
Atlanta is larger in terms of population, with a metro area that houses over 6 million people compared to Charlotte's metro population of just over 2.7 million. Geographically, Charlotte covers a slightly larger area, but Atlanta has a denser urban environment.
Is Charlotte or Atlanta growing faster?
Both cities are experiencing rapid growth, but Charlotte has been growing slightly faster in terms of population percentage. Atlanta, however, continues to grow steadily and remains a major hub for business and culture in the Southeast.
Which airport is bigger, Charlotte or Atlanta?
Atlanta's Hartsfield-Jackson Airport is much bigger and busier, serving as one of the world's busiest airports, while Charlotte Douglas Airport is a major hub but smaller in scale.
