Downtown Denver against snow-capped mountains.

Looking for the perfect place to retire? You just may find it in Denver, Colorado. Nestled at the foot of the Rocky Mountains, Denver no doubt is one of the nation’s most scenic cities. Colorado often ranks high on “best retirement” lists, and for good reason. Before you head to the mountains, however, consider a few pros and cons of retiring in Denver.

Pros of a Denver Retirement

It's paradise for Nature Lovers

Colorado is gorgeous, with an abundance of natural sites to see and explore. Parks, rivers, lakes and, of course, the Rocky Mountains – they’re all here. And for most of the year, the weather is pleasant, perfect for day trips, hikes, and picnics.

Mountain view from the James Peak Wilderness hiking trail in Colorado.

Denver puts the “Active” in “Active Adult”

Denver is one of the healthiest and most active communities in the nation, making it a great place to live for those who enjoy hiking, skiing, biking, and other outdoor activities. You won’t have any trouble finding an exercise buddy or group in this fit city. It’s also an easy city to walk about, boasting a score of 60 in walkability.

Denverites Are a Friendly Bunch

Denver drivers tend to be more courteous compared with those in other major metro areas, and residents agree that most neighbors are willing to lend a hand when needed. That’s good because a supportive community is vital to a happy, comfortable life. Given the amicability of Denverites, expanding your social circle should be easy as a new transplant. In addition, Denver has a relatively low crime rate compared with many major U.S. cities.

Lots of Art and Beer

Denver has bountiful art and culture, restaurants, and craft breweries. It’s the perfect place to start working on your skills as an amateur Brewmeister or to participate in a community arts showcase. You’ll never get bored living in this metropolis.

Larimer Street adorned in lights in Denver, Colorado.

Cons of Retiring in Denver

It Gets Cold Up Here

Winters are notoriously snowy and cold in Denver. Average lows are below freezing five months out of the year. Shoveling snow is hardly a good time, and slipping on the ice could mean bumps and bruises or broken bones. Cold temperatures are also difficult to bear for those with arthritis or similar ailments.

Denver road and trees covered in snow.

More People Means More Traffic

It’s no secret Denver is a great place to live. The city has become increasingly popular for transplants of all ages. On one hand, this increases diversity and creates a richer community. On the downside, this means more traffic. Traffic in Denver has become comparable to that of Seattle. So, if you live within the city limits, you might end up spending more time in your car than enjoying the city sights.

Higher Cost of Living

Due in part to its popularity, the cost of living in Denver is about 10 percent higher than the national average and five percent higher than the state average. Housing is also more expensive, with rent for a one-bedroom apartment in Denver hovering around $1,900 per month, and houses well above the national average at around $556,000. Suburban cities near Denver, like Colorado Springs and Englewood, tend to be less expensive.

There’s much to consider before making the move to Denver. Hopefully, these pros and cons helped you with your decision. Whether you want to find a senior living community, an apartment in the city, or a house in the suburbs, we’ll help you find what you’re searching for. 

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